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VOE Only Program

VOE Program Program is available down to a 600 credit score Max LTV of 75% for purchase Max LTV of 70% for refinance (cash out or R/T) Up to $7,500,000 loan amounts 2-year employment mandated at business Written VOE fully completed for 2-year employment; plus year-to-date by owner or officer of company Verified…

One Month Bank Statement Program

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Non-Owner Business Purpose Loan

Non-Owner Business Purpose Loan Features: No income requirements No TRID disclosure requirements (NO LE, ITP OR CD) No reserve or asset requirements Debt Service Cover Ratio (DSCR) not required Wage earners or self-employed OK Details: Must be non-owner occupied property 1 - 4 units Purchase transactions only $7.5 million max loan amount $100K…

Loan Scenario Form for Borrowers

We Accept: Bank statements for self-employed and 1099 borrowers who aren't able to provide tax returns Asset depletion: if you have a large savings balance, it can qualify as income Traditional W2s, paystubs or tax returns Recent bankruptcies, foreclosures, short sales, deed-in-lieu and mortgage late payments Credit scores down to 500 Minimum Loan:…