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Citadel drops rates across the board

  • Tuesday, 04 February 2020 10:48
Citadel drops rates across the board Citadel Servicing Corporation has dropped rates by 50 basis points across all product lines and programs, the company has announced. The company has also made extreme changes to its One Month Bank Statement (OMBS) program, which allows borrowers to qualify for loan amounts of up to $7.5…
One Month Bank Statement & VOE Rate Sheet & Matrix: Self-employed Borrowers (two-year history required by (i) CPA Letter or (ii) Articles of Inc.) U.S. residents First Time Home Buyers Qualify (see details below) Purchase Max LTV of 75% Refinance Max LTV of 70% (rate and term or cash out) Borrowers with a…

Loan Scenario Form for Borrowers

We Accept: Bank statements for self-employed and 1099 borrowers who aren't able to provide tax returns Asset depletion: if you have a large savings balance, it can qualify as income Traditional W2s, paystubs or tax returns Recent bankruptcies, foreclosures, short sales, deed-in-lieu and mortgage late payments Credit scores down to 500 Minimum Loan:…

12-Month Bank Statement Program

12-Month Bank Statement Program Citadel Servicing offers a 12-Month Bank Statement Loan Program. Borrower Employment Types: Self-employed 1099 Must provide business license, Tax Preparer’s letter or corporate paperwork. Citadel Servicing will accept Personal or Business Bank Statements. However, qualifying income will be calculated differently. Click here for calculation form. Personal Bank Statements: 100%…