Citadel Servicing is the Nation’s premier Non-Prime Lender. We focus on borrowers who don’t fit the traditional mold of Conventional or FHA lending guidelines.
Quick Loan Inquiry
Please complete this loan questionnaire and you will receive a swift reply from a CSC representative.
Income documents like:
Bank Statements for Self Employed and 1099 borrowers who can’t provide tax returns
Asset Depletion (do you have a large savings balance, it can qualify as income)
And of course tradition W2’s and paystubs Or Tax Returns
Credit scores down to and below 500 FICO
Recent Bankruptcies, Foreclosures, Short Sales, Deed-In-Lue and recent mortgage late payments
We never make you pay for Mortgage Insurance
We never have a prepayment penalty on our loans (even investment properties or Foreign buyers)
- Owner Occupied 1-4 Residential Units
- Non-Owner Occupied 1-4 Residential Units
States We Lend In:
Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Montana, Nebraska, North Carolina, New Hampshire, New Jersey, Nevada, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., Wisconsin, and Wyoming.