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We Accept:

  • Bank statements for self-employed and 1099 borrowers who aren't able to provide tax returns
  • Asset depletion: if you have a large savings balance, it can qualify as income
  • Traditional W2s, paystubs or tax returns
  • Recent bankruptcies, foreclosures, short sales, deed-in-lieu and mortgage late payments
  • Credit scores down to 500

Minimum Loan:

  • $150,000

Maximum Loan:

  • $5,000,000

Property Types:

  • Owner occupied 1-4 residential units
  • Non-owner occupied 1-4 residential units
  • 5-100 commercial (non-residential) units

States We Lend In:

California, Colorado, Conneticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Michigan, Minnesota, Montana, New Jersey, North Carolina, Oregon, Pennsylvania, Tennessee, Utah, Virginia, Washington, Wisconsin