One Year Income Qualification Program

One Year Income Qualification Program

Qualify your borrowers with only ONE Year of W2s or ONE Year of Tax Returns if Self-Employed. Loan amounts to $3 mil.

Program Details:

  • Wage earner
  • Only ONE year of W2s or Only ONE year of tax returns
  • Self-employed
  • Max LTV of 80%
  • Max DTI of 43%
  • 6 months of reserves
  • No hit to the rate

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