Loan Guidelines & Inquiries

Product Type:

  • First Position Mortgages
  • 30-Year Fully Amortized Term
  • 7/1 Hybrid ARM - 7-Year Fixed Period followed by a 23-Year Adjustable Rate Period set to the 1- Year CMT Index
  • 5/1 Hybrid ARM - 5-Year Fixed Period followed by a 25-Year Adjustable Rate Period set to the 1- Year CMT Index
  • 30-Year Fixed
  • No Prepayment Penalty
  • Must have Impounds
  • Interest Only Payments
  • Bank Statements for Income


Property Locations:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Montana, Nebraska, North Carolina, New Hampshire, New Jersey, Nevada, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., Wisconsin, and Wyoming





Broker may obtain Appraisal via licensed Appraisal Management Company.

Minimum Loan:


Maximum Loan:


Property Types:

  • Owner Occupied 1-4 Residential Units 
  • Non-Owner Occupied 1-4 Residential Units

*For mortgage professionals only. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice.

If you would like to submit a loan application to Citadel Servicing Corporation (“CSC”) for consideration please speak with your Account Executive.  Any applications for loans, and any documents, forms and/or information in support thereof (“Loan Application”) emailed to your Account Executive shall not be considered a loan submission.  Upon speaking with your Account Executive you will be advised of the process and procedures for submitting a Loan Application to CSC.  The content in this communication is provided for informational purposes only and should not be considered legal advice. Should you have questions regarding TIL –RESPA Integrated Disclosures and how they impact your business, please contact your legal counsel.  


Quick Loan Inquiry

Please complete this loan questionnaire and you will receive a swift reply from a CSC representative.

Loan Purpose:*
Appraised Value:*
Loan Amount:*
Property Type:*
Purchase Price:
Lien Position:*
Property Address:*
If Cash-Out Refinance, purpose for cash:
Your Company Name:*
Your First Name:*
Your Last Name:*
Your License Number:
Your E-Mail Address:*
Your Contact Phone:*
Additional Information/Details:

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