Loan Guidelines & Inquiries

Product Type:

  • First Position Mortgages
  • 30-Year Fully Amortized Term
  • 7/1 Hybrid ARM - 7-Year Fixed Period followed by a 23-Year Adjustable Rate Period set to the 1- Year CMT Index
  • 5/1 Hybrid ARM - 5-Year Fixed Period followed by a 25-Year Adjustable Rate Period set to the 1- Year CMT Index
  • 30-Year Fixed
  • No Pre-Payment Penalty
  • Must have Impounds
  • Interest Only Payments
  • Bank Statements for Income

Property Locations:

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Montana, Nebraska, North Carolina, New Hampshire, New Jersey, Nevada, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., Wisconsin, and Wyoming.

Valuation:

Broker may obtain Appraisal via licensed Appraisal Management Company.

Miniumum Loan:

  • $75,000

Maximum Loan:

  • $5,000,000

Property Types:

  • Owner occupied 1-4 residential units
  • Non-owner occupied 1-4 residential units

*For mortgage professionals only. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Rates, terms and programs are subject to change without notice.

If you would like to submit a loan application to Citadel Servicing Corporation (“CSC”) for consideration please speak with your Account Executive. Any applications for loans, and any documents, forms and/or information in support thereof (“Loan Application”) emailed to your Account Executive shall not be considered a loan submission. Upon speaking with your Account Executive you will be advised of the process and procedures for submitting a Loan Application to CSC. The content in this communication is provided for informational purposes only and should not be considered legal advice. Should you have questions regarding TIL –RESPA Integrated Disclosures and how they impact your business, please contact your legal counsel.