ATR in Full

ATR in Full  &  Asset Depletion

Introducing ATR in Full

Qualify with enough Liquid Assets to cover the loan balance!
NO MONTHLY INCOME REQUIREMENT!

Highlights:

  • Your Borrower Does NOT have to be currently Employed
  • You Only Need to Show Two Months of the Qualifying Account
  • Up to 75% LTV - Purchase or C/O Refinance
  • Down to 600 Fico Owner Occupied or Investment

How It's Calculated:

  • If the total assets cover the loan balance you’re done!

ASSET DEPLETION

The Most Innovative ASSET DEPLETION PROGRAM IN THE INDUSTRY
Use 100% of Liquid Assets to cover 7yrs or 84 Months of PITI
& Liabilities!

Highlights:

  • Your Borrower Does NOT have to be currently Employed
  • This Program can be combined with any other Citadel Income Program!
  • You Only Need to Show Two Months of the Qualifying Account
  • 50% DTI - Up to 90% LTV - Purchase or C/O Refinance
  • Down to 500 Fico Owner Occupied or Investment

How It's Calculated:

  1. 84 Months Divided by the Total Assets to be Used
  2. Ex. $200,000 in Liquid Assets = $2,380  Additional Monthly Income!
  3. L.O.E Documenting Source and Contemplated Depletion

 

To learn more
Use the form below, and one of our AE's will be in touch with you promptly.

 

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More in this category: « Bank Statement Program