CSC's VOE Only Program

VOE Program

  • Program is available down to a 650 credit score
  • Max LTV of 75% for purchase
  • Max LTV of 70% for refinance (cash out or r/t)
  • $150,000 - $5,000,000 loan amounts
  • 2 Year employment mandated at business
  • VOE fully completed for 2 year employment plus year to date by owner or officer of company
  • Verified employment at closing by telephone call or workplace cert
  • No 4506T
  • First-time homebuyers qualify:
    • 65% LTV Max OR 60% / 80% LTV/CLTV
    • $2,000,000 Max loan amount
    • Up to 50% gift funds allowed
    • 24 month rental history