Citadel Servicing Corporation (CSC) is committed to safeguarding your nonpublic personal information. When we collect nonpublic personal information about our clients, it is for the sole purpose of offering products and services. We collect information from you when you register on the site, submit loan requests, or respond to a communication (such as e-mail, fax or mail piece). We collect personal personal information from your communications with us, from credit reporting companies, and through your transactions with us, our affiliates, and other entities involved in the processing of your transaction. CSC values your privacy and does not disclose any nonpublic private information about our customers to any individual or company, except as permitted by law or as we may be directed by your signed authorization. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to our systems, and are required to keep the information confidential. We have developed and maintain procedural safeguards that comply with federal and state regulations to protect your private information. You can also rest assured we do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice with the following exceptions: as necessary to conduct business, including website hosting and maintenance, and as deemed appropriate to comply with law enforcement. Any changes to this policy will be posted here, and will become effective as of the date posted. This policy was last modified on August 1, 2011.